The Home Buying Process
THE HOME BUYING PROCESS Some things to consider when looking to buy a home… ① IS NOW THE RIGHT TIME? - How long are you planning on living in your next home? - Consider the benefits/drawbacks of owning a home. ② GET APPROVED FOR A MORTGAGE - How much can you afford? - What are the different loan programs available? (FHA, VA, Conv) - Make sure your credit is in good shape. ③ FIND YOUR DREAM HOME - What kind of home do you want? (Detached, Attached, etc.) - How many bedrooms and bathrooms? - Are school districts important? ④ THE ESCROW PROCESS - The home inspection - Reviewing disclosures - Ordering the appraisal - Securing financing ⑤ CLOSING - The final walkthrough - Schedule the move - Changing over utilities Remember, we will be here to guide you through it all! When questions arise, make sure to give us a call or shoot us a quick text. ♥ Cait & Justin Justin: (231) 638-1122 Cait: (616) 826-5134
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Leave us a Review!
Satisfied with your experience here at NuAbode Properties? Feel free to leave a review! We really appreciate your kind words. Referrals and reviews make a huge impact on our business. Thank you for your support! ❤️ Where Can I Leave a Review? ➡️ Google - Leave a Review here! ➡️ Facebook - Leave a Review here! ➡️ Zillow 1. Leave a Review for Cait here! 2. Leave a Review for Justin here! 3. Leave a Review for Rachel here! ➡️ Realtor.com 1. Leave a Review for Cait here! Again, THANK YOU for the support! We are so thankful we are able to help so many people find their forever homes 🥰 NuAbode Properties - Powered by 616 Realty | Cait & Justin Wisniewski, Rachel Broekstra, and Halie Farrell | We are never too busy for you or your referrals! 📩 📍1171 Plainfield Ave NE, Grand Rapids, MI 49503
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Spring Giveaway!
Here’s your chance to WIN a Traeger Grill + cover OR its cash value at $700!! ✨All you have to do is leave us a review!!✨ ❤️ *Every review you leave is 1 entry for the giveaway* You AND your partner can participate! The more entries you have, the better chance you have to win! Places you are able to leave a review: Google - Leave a Review for Cait and Justin Here 1. Click the link provided above 2. Write a review Facebook - NuAbode Properties Facebook Page 1. Click the link provided above 2. Click Reviews, answer “Do you recommend NuAbode Properties?” Zillow - (1 pt Each) 1. Cait's Zillow: Leave a Review for Cait here 2. Justin's Zillow: Leave a Review for Justin Here 3. Click the links provided above 4. Scroll down, write a review Realtor.com 1. Cait's Profile: Leave a Review for Cait here 2. Click link provided above 4. Scroll down to Ratings and Reviews, Write a review WINNER will be announced on April 15 Let us know if you have any questions! GOODLUCK!! Cait: 6 1 6 - 8 2 6 - 5 1 3 4 Justin: 2 3 1 - 6 3 8 - 1 1 2 2
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Earnest Money Deposit - EMD
An Earnest Money Deposit (EMD), sometimes also referred to as a Good Faith Deposit is a sum of money that you agree to put down on a property. The recommended sum to put down on a propery is 1% or more. Example: Purchase Price $250,000 $250,000 x 1% = $2,500 EMD The EMD must be submitted within 72 hours of Effective Date on the contract. The payment is then held in Escrow until the closing of the property where the EMD amount will be deducted from the closing costs that the buyer has to pay. In most Purchase Agreements, the EMD is outlined in Section 23, see below: This EMD amount is only refundable back to the buyer in the following events: The buyer decides to cancel the Purchase Agreement within the outlined inspection period (typically the first 10 days) The buyer's financing falls through due to unforseen circumstances The seller terminates the contract EMD Payments: It is recommended that a personal check, cashiers check, money order or an electronic payment is submitted from the buyer. The following information should be provided for the EMD Payment: Pay to the Order of: (Title Agency) Amount: (Amount outlined in the Purchase Agreement) Memo: (Property Address) For more detailed information or questions on an EMD, please contact us.
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